Local Loan Modification Provider Guide

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Learn how to save your mortgage from foreclosure!

We have collected Debt Relief Agencies, Credit Counselors, and Bankruptcy Lawyers who can help you avoid losing your home to foreclosure. To find a firm in your city, click on a state link above and then on a city - or search by zip code. Listings include contact information and descriptions of the service providers in your area.

A loan modification is a permanent change in one or more of the terms of an existing loan. It allows the loan to be reinstated, and often results in a more affordable house payment. The borrower retains ownership of the real property and the note and deed of trust stay intact.

Foreclosure consultants perform financial, debt and/or budget counseling to aid homeowners in their effort to save their homes from foreclosure.

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Consumers in fear of losing their homes to mortgage foreclosure, overwhelming credit card debt, or other money problems can obtain debt relief with the help of credit counselors, mortgage providers, and bankruptcy attorneys in their state. It is important they act quickly, before they lose their financial options.